Queensland lowest price or we'll beat it by 10%

The offer is available on any new or renewing NRMA Car Insurance policy that may be purchased between 28 March 2010 and 31 August 2010 with a Queensland risk address. The duration of this offer may be amended.
In order to take advantage of the offer you must provide us with a valid, genuine quote or current renewal notice from a competitor on a comparable car insurance product at their standard retail price. Promotional offers or other specials are excluded (including any staff discounts). The quote or renewal notice must be less than 30 days old.
The offer is only available on comparable car insurance policies on a like-for-like basis having regard to the policy type and level of cover. For example, a comprehensive car insurance policy that contains a $2,000 excess is not comparable to a policy that has a $600 excess. A comprehensive car insurance policy that does not cover unnamed drivers or does not give you hire car after theft may not be comparable to our standard comprehensive car insurance. We will decide whether the policies are comparable.
In order to work out what is comparable, we will ask you for details about the competitor's quote or renewal notice including the following:
a. name of insurer;
b. policy type;
c. date of quote or renewal notice;
d. whether an agreed or market value policy and, if it is agreed value policy, the agreed value;
e. type and age of your vehicle (including any accessories or modifications) and where it is kept;
f. whether the vehicle is used for private or business use;
g. age of youngest driver;
h. excess;
i. premium payment method (monthly or yearly);
j. any options such as windscreen or hire car (if applicable).
If you provide us with such a quote, renewal notice or Certificate of Insurance on comparable car insurance and:
- our price is lower than your quoted price, price on your renewal or price on your Certificate of Insurance, we will give you our price.
- our price is not lower than your quoted price, price on your renewal notice or price on your Certificate of Insurance, we will beat that price by 10%.
In any case, we will offer you our closest comparable policy (including level of excess and options) to the competitor's policy having regard to the information you have provided to us about that policy.
We may, at our discretion, take into account the number of years you have continuously held your policy with your current insurer and offer you a loyalty discount based on this.
The offer is available on the following NRMA Car Insurance policies:
a. Comprehensive Plus,
b. Comprehensive Car,
c. Third Party Fire and Theft, and
d. Third Party Property Damage.
The offer is not available on any other NRMA Insurance policy including:
a. Compulsory Third Party (CTP) insurance,
b. Business insurance,
c. Farm insurance,
d. Fleet insurance,
e. Motor trades insurance, and
f. Vintage, veteran and classic car insurance.
You may be requested to provide written proof of your quote, renewal notice or Certificate of Insurance. If requested, you must provide this within 14 days or the offer will be deemed to have lapsed.
Whether we issue a policy and on what terms, is subject to our normal underwriting criteria and practices.
The offer does not apply to existing NRMA Car Insurance policies, including if you make a mid-term amendment to an existing NRMA Car Insurance policy.
The offer cannot be taken out over the internet and cannot be used in conjunction with any other offer.

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